The Three Best Mutual Funds
You Can Buy Today

After spending the past 10 years as an independent investment analyst, I’ve learned something very important about the mutual fund industry:

Nearly all mutual fund products – products marketed as the savior to your retirement – are a complete waste of time and money.

I despise mutual funds for a lot of reasons. I hate the way lousy mutual fund managers can still earn millions of dollars. I hate the way people who own mutual funds smugly assume they’re being smart about their finances. I hate the way mutual funds spread their commission dollars around Wall Street, corrupting analysts and bankers, creating myriad conflicts of interest.

But at the very core of my violent distaste for 95% of all mutual funds is the fraudulent promise at the heart of the industry: the lie that you can get rich by doing nothing and knowing nothing about investing.

It’s simply not true.

Nor is it reasonable to believe that you can trust someone at an institution to handle your finances alongside thousands of other investors with any genuine fiduciary care. It’s a myth – one of the most valuable myths of the modern financial era. The lie they tell is very compelling: Just send us all your money, and we’ll take care of it. Investors go for it because it relieves them of their second biggest worry – that they’ll lose their wealth. (The first worry is losing their health...)

When you buy a mutual fund, you’re buying the fund as it’s comprised today at current prices. But no mutual fund only owns securities that it considers to be attractive at today’s prices. No, in fact most of the assets of the fund should be long-held investments that should have increased in price significantly since they were added to the fund. But, as a new investor, you’re buying all the assets at the current prices – including all of those stocks whose prices aren’t currently attractive to the managers. In other words, you're buying all of the fund's faded gems at full retail value.

That’s no good. And from there, it gets worse.

If you’re buying an “index fund,” which typically tracks the performance of the S&P 500 or the Dow Jones Industrial Average, you’re buying a group of the biggest and supposedly best stocks around. This means they’re also the most expensive and the least likely to appreciate much.

Even worse, most indexes (like the S&P 500) are “market cap weighted,” which means the bigger the market cap a stock has, the more weight it carries in the index. Said another way, the more expensive a company is, the more weight it carries in the index. That means when you buy an index fund, most of your money is going into the most expensive stocks. That doesn’t make any sense, does it?

There is indisputable evidence that proves small-cap value stocks will outperform any other type of similar financial asset. However, these stocks are typically too small for any large institutional investor to buy. Thus, small-cap value is out of bounds for index funds and even for most mutual fund families.

When you buy a mutual fund, you’re automatically condemning yourself to subpar investment performance, a truth that’s proven in mutual fund performance studies. Dalbar, a Boston consultancy, did a study which showed the average mutual fund investor made less than 6% a year, on average, during the greatest bull market ever in stocks – from 1981 through 2000.

The incredibly poor showing is due, in part, to the contrary motivations of the fund companies. They get paid based on total assets under management, not investment performance. As a result, the fund companies advertise the hottest sectors heavily as they go higher. They know investors will chase performance.

Fortunately, there are some notable exceptions. A relatively small group of top-notch managers, because of their tremendous skill, are no longer concerned with garnering assets and have the freedom to do the right thing for the current and prospective customer.

That’s exactly what this report is all about and in just a moment, you’ll learn about three such funds. The long-term performance of these funds is among the best in the world... they’re extremely risk-averse... and they have their shareholders’ best interest at heart.

You should be able to buy each of these funds through your regular broker.

After I tell you about the three best regular mutual funds you can buy, I’m going to also tell you about a different type of mutual fund altogether.

This is a “fund” created by my top financial analyst on staff, Dr. Steve Sjuggerud. It has only six holdings. Yet these six investments are historically safer and more profitable than stocks, bonds, real estate... you name it.

What Makes a Mutual Fund Great

With more than 8,000 mutual funds in the U.S. alone, finding a winning fund can be a bit tricky. Based on my experience, I’ve developed the following five guidelines that have helped narrow this field down in order to target the best funds that money can buy.

Here they are...

• First, a fund should have an expense ratio no greater than 1%. This way, more of your investment dollars are working for you and not for the fund’s management.

• Secondly, you want a value-oriented fund. This means that the fund’s holdings are selling at below market values, are currently out of favor and have a higher probability of appreciating up to what the analysts estimate the fund’s holdings should be selling at.

• Third, a fund should have a manager whose been in place for at least the past 10 years. This shows that the fund’s current holdings, which were purchased by the existing portfolio manager, have produced consistently good returns for several years and have established a credible track record worthy of your retirement dollars.

• Fourth, a fund’s performance should show steady growth with a minimum amount of peaks and valleys. Investors often make the mistake of choosing a fund with the highest returns. But when a fund shows steady growth for many years, we know that its growth can be attributed to the fund manager’s experience rather than speculative investing.

• And last but most importantly, a fund’s history should be void of big quarterly losses that often result in negative returns during those periods. This creates an unstable environment in which to invest your retirement dollars.

By using the above criterion, I have found the three best funds in the world. Combined, these three funds have beaten the S&P 500 by a whopping 66% over the last five years.

Together, these funds are a “buy-it-and-forget-it” mutual fund portfolio. You could put all of your money in these three funds and never make another investment – ever.

Fund No. 1: The Oakmark Select Fund

Since this fund's inception in 1996, the Oakmark Select Fund has returned an average of around 18% a year - that's almost good enough to double your money every three and a half years.

There are three reasons why I think you should invest in the Oakmark Select Fund today and keep your money there for at least five years.

1) It’s a focused, nondiversified portfolio, concentrating only on a few high-quality stocks.

The best investors in the world don't over-diversify. Warren Buffett, the second-richest man in the world, provides a good example with his holding company. Berkshire Hathaway holds just 33 stocks, rather than the 200 or more different stocks you'll find in a typical insurance company stock portfolio.

The Oakmark Select Fund holds 20 stocks. It has 62% of its assets in its top-10 holdings and, according to CNN Money, “slammed its peers on a three-year annualized basis and beat out the S&P 500 during a growth oriented bull market.”

2) It has a strict value discipline, buying only when a stock sells at a big discount to intrinsic value.

For the Oakmark Select Fund, its manager, Bill Nygren, only buys the highest-quality stocks, and only when they're selling for at least a 40% discount to intrinsic value.

For example, the fund’s top holding, Washington Mutual, is now one of the top-managed financial service companies in the country, selling at 10 times its earnings. Nygren first bought shares of Washington Mutual in 1998, when the stock was trading in the mid- 20s. Today it’s trading in the mid- 40s.

Morningstar analyst Scott Cooley calls Nygren one of the smartest managers around, whose willingness to seek opportunities in growth areas has led to consistently good returns.

3) It has heavy insider ownership, with fund employees investing their own money along with public investment dollars.

According to Oakmark's website (www.oakmark.com), “the employees of the Funds' adviser, Harris Associates L.P., and the Funds' officers and trustees have over $145 million invested in The Oakmark Family of Funds.”

The greatest investors always “eat their own cooking,” and Oakmark is no different.

Buy the Oakmark Select Fund Now (OAKLX). The minimum initial investment is $1,000 and there are three ways you can buy this fund:

1. Through your regular broker,
2. By visiting www.oakmark.com or
3. By calling 1-800-OAKMARK (1-800-625-6275)

I recommend that you BUY the Oakmark Select Fund (OAKLX) and hold it for at least five years.

Fund No. 2: The Third Avenue Real Estate Fund

This mutual fund has returned an annual average of roughly 20% with a total return of nearly 400% since its inception in 1998. That’s four percentage points per year more than the average returns of similar funds. And the fund achieved its gains with 25% less volatility than its peers.

In other words, if you started with $10,000 in this fund back when it first began in 1998, you’d have nearly $50,000 today.

The Third Avenue Real Estate Fund (TAREX) is the best no-load real estate fund available.

After having closed the fund to new investors due to unprecedented cash inflows during the first half of 2005 the managers have re-opened the fund.

Most real estate funds focus on high-yielding REITs, but portfolio manager Michael Winer puts the bulk of his money into real estate operating companies. Unlike REITs, operating companies aren’t required to distribute nearly all of their profits to shareholders; therefore the companies can retain their profits to finance growth.

“That’s a distinct advantage,” says Winer, who has had a long and diverse background in real estate. Previously, Winer has done accounting for several real estate firms, has run a real estate development business, and has served as a real estate stock analyst.

A few of the fund’s top holdings include some of the most valued real estate companies in the world, including: Forest City Enterprises, ProLogis, Brookfield Asset Management, the St. Joe Company, and Vornado Realty Trust.

The Third Avenue Real Estate fund has roughly 62% of its total assets in its top-10 holdings.

With an eye for value, Michael Winer gives us all the confidence we need to recommend you buy the Third Avenue Real Estate Fund (TAVEX).

The minimum initial investment is $10,000 ($2,500 for IRAs).

For more information on this fund, go to www.thirdavenuefunds.com.

Fund No. 3: The Longleaf Partners International Fund

The last fund I’d like to tell you about re-opened to new investors in July 2006 due to recent turbulence in foreign stock markets.

“The volatility in markets around the globe has produced additional high-quality companies that are adequately discounted and attractively priced,” says Mason Hawkins, co-manager of this $4 billion fund.

According to its management, the Longleaf Partners International Fund (LLINX) has now completed its assembly of the highest-quality portfolio of international businesses that it’s ever owned.

Longleaf’s managers, all of whom have been with the fund since its 1998 inception, look for stocks that trade at 40% or more below their estimate of the underlying company’s value.

“The fund’s portfolio currently holds a combination of the most vested corporate managements and more quality holdings than at any time in its history,” says Hawkins.

Longleaf’s top-five holdings include Japanese companies NipponKoa and Olympus, Mexican cement producer Cemex, Dutch electronics company Philips Electronics.

The fund’s minimum initial investment is $10,000. This may be pricey, but the firm does treat its shareholders like partners, something that can be seen in its willingness to close funds to new investors even when that means less revenue.

According to Kiplinger’s, this fund is “a solid choice for your overseas money.”

The Longleaf Partners International Fund holds about 21 investment positions. Its average annual return since inception is roughly 15%.

At last May's shareholders meeting, Mason Hawkins made it clear that he and his managers have virtually their entire net worths in Longleaf Funds. After all, Longleaf’s No. 1 governing principle is, “we will treat your investment as if it were our own.”

I recommend that you buy Longleaf Partners International Fund (LLINX) now and hold it for at least five years to make about 15%-18% a year. I could hardly provide a better vehicle for a safe, long-term investment.

There are three ways you can buy this fund:

1. Through your regular broker,
2. By visiting www.longleafpartners.com or
3. Calling Longleaf directly at 1-800-445-9469.

There you have it — the three best regular mutual finds you can own right now. Each of these funds should do very well for you over the next 5 years.

As I mentioned earlier, I’d also like to tell you about some of the other research we have been working on at DailyWealth.

You see, our top analyst, Dr. Steve Sjuggerud, has done some incredible work recently...

In short, Dr. Sjuggerud has found a unique way to create your own perfect mutual fund, which should pay you incredible income and give you outstanding capital gains over the next five years and beyond.

If you are looking for more money for retirement, or if you simply want more money deposited into your bank account on a regular basis, this could be a perfect fit.

Let me tell you the story of how some folks are already taking advantage of this opportunity, and how you can do the same if you are interested.

I have to warn you: Dr. Sjuggerud is true investment genius. He’s done everything there is to do in the investment world... from stock broker to hedge fund manager.

I’ve never met anyone in my life who knows more about money and finance. What this means for you is that Dr. Sjuggerud often finds unique and obscure investments you’ve probably never heard of. If you want to buy the exact same investments everyone else in America is buying, Dr. Sjuggerud’s work might not be for you.

Of course, when you buy what everyone else buys, you will never get rich.

What you’re about to read next is a perfect example of Dr. Sjuggerud’s work — a smart and super-safe investment that should pay you a fortune over the next few years, without taking big risks...

There’s a new way to retire worry-free in America.

Instead of working well into their 50s and 60s, a small group of Americans have discovered a unique “Retirement Plan” (made possible by a former Governor and U.S. presidential advisor).

It’s like a mutual fund, only better, and should pay you thousands of extra dollars per month, no matter what your age or income.

The Los Angeles Times says to consider it if you are “looking for an investment that keeps growing, regardless of recessions or stock market turmoil.”

Let me show you exactly what I mean...

Wisconsin Paper Mill Worker uses
“Pinchot Retirement Plan” to collect
$18,850 in one day

For most people, August 7, 2006 was a day just like any other.

But for 55-year-old Ron Hanson, it was a morning he’ll never forget.

While most of us were preparing our morning coffee, Hanson (a Madison, Wisconsin native who spent most of his career in the paper industry), was cashing a check worth $18,850, according to U.S. Gov’t. records. That’s more than most Americans earn in several months.

Incredibly... Hanson was not the only one pocketing an enormous payment that day—nor did he collect the largest check. Government records report:

Why are these men receiving so much money?

In short, thanks to several U.S. government programs spearheaded by a lifelong Presidential Advisor and State Governor named Gifford Pinchot, you can now collect tremendous amounts of income, every single month of the year, without doing any extra work.

Called the “Pinchot Retirement Plan” by many participants, this program is like a mutual fund, only better. It’s perfect for retirees, folks who want to retire soon, or anyone who wants more money deposited into their bank account on a regular basis...

Other mainstream news sources are also catching on. The New York Times, The Wall Street Journal, and Barron’s have all reported on this opportunity in the last two months.

After more than a decade of working in the financial industry, I can tell you without hesitation that the “Pinchot Retirement Plan” is your best bet to make sure you don’t run out of money.

For example...

You could have collected $77,360
in dividend payments over the last 2 years

If you were participating in the “Pinchot Retirement Plan” over the past two years, you would have received 48 dividend checks during that time (that’s about one every other week).

As I’ll show you, these checks could have easily totaled $77,360 or more. That’s an extra $3,223 per month.

And what’s remarkable about this plan is that at the same time, your assets grow every single day of the year—that’s on top of your dividend payments!

I’ve put together a chart (to the right), which shows the “Pinchot Retirement Plan” payment schedule over the next 12 months.

But before I give you the details on how to get started, I’d like to show you exactly how this Plan works, so you can decide if it’s something you want to consider.

The Man Who “Saved Retirement” for Americans

The “Pinchot Retirement Plan” is named after a long-time U.S. government employee (and former governor of Pennsylvania), named Gifford Pinchot.

If you’ve never heard of Pinchot, you’re not alone.

He was an expert in the obscure but very lucrative profession of land management.

Mostly self-taught from a very young age — then schooled in France and Switzerland by geological and forestry scientists — Pinchot got his first big break when he was hired to manage George Vanderbilt’s 7,000-acre Biltmore estate in North Carolina.

When Pinchot took over the property, it was a mess. Fires, clear-cutting, construction, and erosion had taken their toll. But Pinchot knew the rich natural resources (which included lumber, coal, and water) could provide profits indefinitely... if they were properly cared for.

Pinchot applied the scientific forestry techniques he learned overseas.

In short order, the Vanderbilt estate was making money for the first time ever. Vanderbilt was so impressed he set up an exhibit at the Chicago World’s Fair to demonstrate Pinchot’s model for land use.

Having established a reputation, Pinchot opened a New York office, to show wealthy Eastern landowners how to profit from their land. He made a fortune...

Pinchot bought a 148-foot, three-masted topsail schooner, complete with cabins and staterooms for a 12-man crew.

He and his family lived in a mansion called Grey Towers, in Milford, Pennsylvania. The property, which is now a National Historic Site, is a giant bluestone manor with three 60-foot turrets, 23 fireplaces, and 44 rooms.

Eventually, Pinchot’s work — and his overwhelming success — attracted the attention of the U.S. Government.

Pinchot was hired by the Department by the Interior, then ran the Division of Forestry. In his first year, Pinchot instructed owners of more than 400,000 acres of private woodlands how to best care for and profit from their land.

In short, Pinchot devised laws and strategies that were good for the environment... and good for the economy. He helped many men get rich... and he made sure the natural resources would be around for generations to come.

But what does Pinchot’s work have to do with you and your retirement?

What is the “Pinchot Retirement Plan” Exactly?

Today, there are 6 “Pinchot Plan” companies listed on the stock market. They follow the “Pinchot Model” for land use and development.

These operations, as you’ll see, are not at all like regular businesses.  

Instead, they simply manage tens of millions of acres of land. They sell timber, mining rights, manufactured products (like plywood and fiberboard), real estate (to developers and conservationists)... and rent their land to hunters, campers and farmers.

Another thing that makes these Pinchot companies different from regular businesses is that, thanks to Sections 856-860 of the U.S. Internal Revenue Code of 1986, they pay no corporate taxes on the Federal level.

As part of this arrangement, they are required to distribute 90% of their taxable income to shareholders.

Yet another important difference between these operations and ordinary stocks is that they are not nearly as susceptible to the ups and downs of the economy as regular businesses.

If it’s not a good time to sell land and timber, they simply wait. It’s a luxury very few businesses have.

What’s incredible is that these “Pinchot Plan” companies are a heck of a lot safer, and far more profitable, than ordinary stocks. (See the chart on the right.)

How some Americans turned
$10,000 into nearly $1 million

About 20 years ago, a group of businessmen from Seattle established a land-management business, using the model Gifford Pinchot developed for George Vanderbilt and other wealthy East Coast families.

These men from Seattle started with 1.4 million acres of land in the Northwestern U.S., which they bought from a Montana lumberman and a defunct railroad.

The men from Seattle called their business “Plum Creek,” after a river on their property.

Over the next few years, the Plum Creek men added hundreds of thousands of acres to their holdings in Maine, Arkansas, Louisiana, Florida, South Carolina, New Hampshire, and Michigan, just to name a few.

In fact, Plum Creek is now the largest private landowner in the America—8.2 million acres in 18 states.

And today, using many of the techniques first developed by Gifford Pinchot, the fellows running Plum Creek make an absolute fortune, year after year. According to the company’s most recent reports, which detail 2005 operations:

The point is, Plum Creek is a cash cow. In 2000 they made $598 million. They’ve increased profits every year since then, and made $1.5 billion last year.

And Plum Creek has been making shareholders a killing in dividends and overall gains ever since it went public:

In other words, if you simply invested $10,000 with Plum Creek when they started their business in 1989, you’d now have close to a million dollars.

The beauty of this operation is that it’s set up to run this way indefinitely.

Each year, Plum Creek simply sells just a tiny portion of their assets. And they buy more when prices are low.

The point is, the money just keeps rolling in, year after year.

Why would you want to own a regular stock, when you could own an operation like Plum Creek instead, which is safer, pays bigger dividends, and grows its assets, without fail, every single year?

And think about it this way: When you become a shareholder in Plum Creek, you no longer have to worry about how the economy is going to affect your money. You don’t have to worry about the war in the Middle East or the “War on Terror.” The trees and land don’t care.

The trees keep growing every single year. It’s a fact of life. And the land keeps getting more expensive (see the chart below).

That’s why Plum Creek is a perfect place to put your money for retirement.

You get paid a large dividend 4 times a year, and you can simply sit back worry-free, and watch the value of your investment go up over time.

This is as good as it gets in the investment world—a safe and conservative way to earn lots of income, as you watch your wealth multiply over time.

As I mentioned, there are 5 other Pinchot Plan companies on the stock market that are similar to Plum Creek. In fact, the five others (which includes one operation in Canada), are even more profitable than Plum Creek.

Have a look at what I mean:

As you can see, I’ve given you only a very short summary here. Just keep in mind that each of these operations works very much the same way...

They own tremendous tracts of land. And they sell hundreds of millions of dollars worth of timber and manufactured products each year. They sell land to conservationists, mining companies, and developers when the price is right.

They pay you huge dividends every single year (required by law), and your original investment keeps growing.

I recommend you buy each of these 6 Pinchot Plan companies, including Plum Creek, right away.

But don’t simply rush out and call your stock broker.

Investing in Pinchot Plan companies is a little different from ordinary stocks.

There are a few secrets you need to know about buying these companies to ensure that you get the best deal, and the most dividend income possible. I’ll give you more details in a second.

The good news is, you can invest in each of these companies, beginning with as little as $50, no matter where you live, and through any regular stockbroker.

If you simply bundle these six companies together, you would make a tremendous amount of money from the dividends alone.

Over the past two years, in fact, you would have received 48 dividend checks, sent to your house or bank account.

I don’t know about you, but most people I know could use an extra $77,360 in cash distributed over two years.

That’s an extra $3,223... every single month!

One Pinchot Plan company recently paid a one-day dividend of $7.54 per share. Another paid a one-day dividend of $15.15 per share. If you owned 1,000 shares, you would have collected a one-day payment of $15,150. When was the last time one of your stocks did that?

If you owned 1,000 shares, you would have collected a one-day payment of $15,150. When was the last time one of your stocks did that?

Of course, the value of these investments will likely go up every year (sometimes by several hundred percent). So not only do you get great income... your original investment just keeps multiplying over time.

That’s the Pinchot Retirement Plan.

I believe it’s safer and considerably more profitable than regular stocks. And all the independent research I’ve seen says the same...

The Hancock Financial Group, for example, says the Pinchot Plan has beaten stocks for the past 35 years. Barron’s says “The Pinchot Plan” has beaten stocks by about 480% over the last century.

Now you can see why I say that Gifford Pinchot is the man who “saved retirement for Americans”... and why these “Pinchot Plan” companies are perfect for retirees... and for those getting ready to retire.

As I mentioned, one of the big reasons why these unique investments pay out so much more than regular stocks is because, unlike regular stocks, they pay no Federal taxes at the corporate level. Because of this benefit, they’re able to pass on as much as 90% of their income to regular investors (that’s you and me).

It simply doesn't get any better than this in the investment world if you are looking for more income, and a super-safe way to grow your wealth year after year.

If you want to pursue this idea further, I’d like to send you a free Research Report that explains everything you need to know. Let me show you how to get started right away...

How “The Pinchot Plan” can
pay for your retirement

My name is Dr. Steve Sjuggerud. It’s a Norwegian name (pronounced “sugar-rude”), although I was born and raised in the United States.

I spent the first half of my investment career working at big Wall Street institutions.

Right out of college, I got a job as a stockbroker. I learned pretty quickly that a broker’s main job isn’t to help his clients make money... but to simply get more clients.

My next job was working for a global mutual fund. I was promoted to Vice President, in charge of running a $50 million international fund. It turns out this job involved a lot of sales too. I had to spend several hours each day trying to sell the fund to potential investors.

Then I worked for two different billion-dollar hedge funds, and earned my PhD in Finance. I learned a lot in these positions, but I realized the hedge fund world still meant a lot of schmoozing, selling, and meetings... the part of the investment business I want to avoid.

So about 5 years ago I left all that behind, and started True Wealth, my own private advisory for retirees and people who want to retire soon. In that short time, we’ve grown to become one of the top 3 investment letters in America. We have readers in more than 125 countries.

I think we’ve done so well because month after month, my goal is to simply show you safe and profitable investment strategies you won’t hear about anywhere else.

I’ve been looking at what we call the Pinchot Retirement Plan very closely over the past few years. What I’ve found is that it is one of the safest and most lucrative investments in the world right now.

If you are interested in getting the full details, I would like to send you, absolutely free, my full Research Report, called: The Pinchot Plan – A New Way to a Worry-Free Retirement.

This Research Report explains exactly how these investments work. It explains how and when you’ll receive your dividend checks... how much you will collect... and most importantly, how to make these 6 investments right away through almost any regular broker.

I’d like to send you a free copy of this Research Report.

What I ask in exchange is that you try my monthly investment research service, called True Wealth.

You see, in addition to being the lead editor of DailyWealth, I also publish my best investment ideas each month to a group of subscribers in True Wealth.

Is True Wealth right for you?

That’s impossible for me to say, of course, but let me tell you a little more about the work I do so you can decide...

How to Make Money Without Taking Big Risks

In short, I believe most people take way too much risk when they invest their money.

My goal with True Wealth is to show you much safer opportunities — where you can make a small fortune at the same time.

My passion is investment research... finding great investments no one else is talking about.

To find new and profitable ideas, I make more than a dozen research trips every year all over the world.

In recent months, for example, I’ve traveled to Tennessee, Vancouver, New York, Baltimore, California... plus overseas to Switzerland, Britain, Australia, New Zealand, and China. The only reason I travel to these places is to talk to smart investors and to investigate new ideas.

I now spend all of my time doing what I love — research. I don’t have to schmooze... or entertain clients... or sit in board meetings, like I did when I worked in the world of institutional investing.

Now I simply find great investment opportunities... and invite people like you to have a look at my research. If it works, you’ll probably keep reading... if not, you can simply cancel, and can even get your money back.

To me, that’s how it should work in the investment world — no secret interests or hidden agendas.

What I’ve found after working with literally hundreds of thousands of retirees (and people looking to retire) is that most people simply don’t realize there are safer and more profitable investments than ordinary stocks, bonds, and real estate.

The Pinchot Plan is just one example of the kind of work I do. Of course, it’s not the only thing I’ve been researching recently.

If you take a no-risk, trial subscription to True Wealth, I’ll immediately send you my research on several other low-risk, high-reward opportunities available in the markets right now.

For example...

• How to Supplement Your Retirement Income with MLPs – Have you ever heard of Master Limited Partnerships (MLPs)?

Basically, MLPs are just a different way to structure a corporate business. Businesses love being structured as MLPs, because they get huge tax breaks. You’ll love MLPs because they allow you to collect enough income to live an upper-class lifestyle, even if you are no longer working.

Because the returns are just extraordinary...

As a Morgan Stanley study recently showed, over the past five years (from January 1, 2001 – May 2, 2006), MLPs have returned 165%... while the stock market (measured by the S&P 500 Index) has returned -1%.

The good news is that now here’s now an easy way for you to own all of the great MLPs with a single investment. You can buy and hold it for the next 5 years and beyond... and make tremendous, super-safe gains.

When you take a trial subscription to my True Wealth advisory service, I’ll send you, free of charge, my new report called: MLPs — A Great Way to Supplement Your Retirement Income.

• Stocks that are Guaranteed to Never Drop Below $10 – Did you know there’s an investment that gives you all the upside of stocks… but guarantees you won’t lose money if stocks go down?

This investment was created by Merrill Lynch, and it’s called a MITTS (Market Index Target Term Security). Sounds confusing, I know, but it’s really simple.

You can buy and sell MITTS just like ordinary stocks, for around $10 a share. When stocks go up, you get all the gains. But when stocks drop, the worst you can do is get back your original $10 per share. MITTS are perfect for money you want to invest in stocks... but simply can’t afford to lose.

As Business Week said: “The stock market has no sure things, but MITTS are about as close as you can get... Think of MITTS as stock market plays for chickens.” 

My Investment Report called MITTS — The Upside of Stocks without the Downside Risks, comes free with your True Wealth Subscription. I’ll show you exactly how to buy and sell MITTS, and which three offer you the best deal right now.

These are just a few of the investments you’ll learn how to take advantage of as soon as you start a True Wealth Subscription.

How has my research performed in recent years, you’re probably wondering?

Well, in the past year, we’ve found opportunities that have returned 453%... 217%... and 17 recommendations that have returned double-digit gains.

I know... anyone can cherry-pick a few winners. But our overall track record is unmatched as far as I know. As of the publication of my December 2006 issue, for example, we had 24 recommendations in our portfolio... only two of them had gone down in value.  

In fact, our True Wealth research has done so well that many investment professionals have started following our recommendations for themselves and their clients...

• Subscriber Gary Munson, who’s a Certified Financial Planner and a Senior VP at one of the world’s biggest investment firms, told us: “After being in the investment business for almost 24 years, I feel I’m fairly qualified to evaluate investment recommendations as I am a financial advisor and portfolio manager. Steve’s recommendations and the way he thinks are absolutely top-notch. His newsletter recommendations have become a major arrow in my quiver that I am able to utilize in my own clients’ accounts. I read a lot of newsletters and other literature constantly looking for investment ideas, and Steve’s True Wealth ranks at the very top.”

• Subscriber Brian Rose, a full-time equity trader from San Francisco, wrote to say: “I KNOW I will have much more money for retirement because of Dr. Sjuggerud’s True Wealth. It is comforting to know that Steve has no agenda other than to make me money.”

• Andrew Lawson, from Charleston, SC, said: “I was a stockbroker for 19 years. I trained with the 4th largest NYSE member firm at that time. I learned more from Dr. Sjuggerud in the last 8 months about the wide universe of investments than I learned in 19 years as a broker... Steve’s recommendations are conservative, they make sense, and they regularly make large profits — much more than one would expect from safe investments.”

How will you know if True Wealth is right for you? Here’s what I suggest...

6-Month, Risk-Free Trial

I would like you to have the next 6 months to evaluate True Wealth at no risk or obligation, so you can take your time deciding whether or not it’s right for you.

Six months should give you plenty of time to decide if you like my research and my investment philosophy. If you decide True Wealth is not for you, simply let me know by phone, fax, or e-mail, and we’ll issue you a full refund.

True Wealth, by the way, costs just $99 for a full year of research and reports. Is it worth paying the equivalent of just $8 a month to learn about safe and profitable investment opportunities you'll hear about nowhere else? I think so, but here's what a few paid subscribers have told me recently...

Sincerely,

Dr. Steve Sjuggerud, PhD

P.S. When you sign up to try True Wealth through this on-line offer,you can save HALF-OFF the price I mentioned in this report. For full details, click here.

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